What’s on the Florida Homeowners Insurance 4-Point Inspection?
A 4-point inspection is an insurance requirement, not a Florida law and not part of buying a home. Here is what it covers, when carriers ask for one, and what commonly fails.
Electrical Panels that Florida Homeowner’s Insurance Won’t Cover
Federal Pacific, Zinsco, Challenger, Pushmatic — or any 60-amp service or fuse box — will fail a Florida 4-point inspection and put your home insurance at risk. Here's how to identify the problem, what replacement actually costs, and how it affects your coverage in Palm Beach, Broward, and Miami-Dade.
5 Electrical Issues Every South Florida Homeowner Should Watch For
Before summer puts maximum demand on your electrical system, here are 5 warning signs South Florida homeowners should never ignore — from tripping breakers to aluminum wiring to recalled panels that could void your insurance.